Disclosures
Effective Date: June 30, 2026
​
The information provided on this website is intended for general informational and educational purposes only. By using this website, you acknowledge and agree to the following disclosures.
​
General Information Only
​
The content on this website should not be interpreted as financial, investment, tax, legal, accounting, or insurance advice. Every individual's financial situation is unique, and any decisions regarding financial planning, insurance coverage, retirement strategies, or employee benefits should be made only after consulting with a qualified professional.
​
No Client Relationship
​
Accessing this website, downloading materials, submitting a contact form, or communicating with Forbes Financial Services & Benefits LLC does not establish a client, advisor, fiduciary, or professional relationship. A formal relationship exists only after all required agreements have been executed and accepted by both parties.
​
No Guarantee of Results
​
Any examples, illustrations, hypothetical scenarios, testimonials, or educational materials presented on this website are intended solely to explain concepts and should not be interpreted as guarantees of future performance, financial outcomes, insurance coverage, or investment returns.
​
Past performance does not guarantee future results.
​
Insurance Products
​
Insurance products and services are subject to policy terms, conditions, exclusions, underwriting approval, availability, and applicable state regulations. Coverage may not be available in every state or jurisdiction.
​
Policy benefits, premiums, and eligibility requirements may vary depending on individual circumstances.
​
Financial Planning
​
Financial planning recommendations are based on information available at the time of consultation. Economic conditions, tax laws, market performance, and personal circumstances may change over time and affect previously discussed strategies.
Clients should periodically review their financial plans with a qualified professional.
​
Third-Party Resources
​
This website may contain links to third-party websites, calculators, educational resources, or service providers. These links are provided solely for convenience.
​
Forbes Financial Services & Benefits LLC does not endorse, control, or guarantee the accuracy, security, or availability of any third-party content and assumes no responsibility for information provided on external websites.
​
Website Accuracy
​
While we strive to keep all information current and accurate, we make no warranties or representations regarding the completeness, reliability, or accuracy of the content on this website. Information may be updated, revised, or removed without prior notice.
​
Electronic Communications
​
By submitting a contact form or requesting information through this website, you consent to being contacted by Forbes Financial Services & Benefits LLC via phone, email, or other communication methods regarding your inquiry or requested services.
​
Submitting information through this website does not obligate you to purchase any products or services.
​
Limitation of Liability
​
To the fullest extent permitted by law, Forbes Financial Services & Benefits LLC shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your access to or use of this website or reliance on any information provided herein.
​
Regulatory Compliance
​
Our services are provided in accordance with applicable federal and state laws and regulations. Certain products or services may not be available in all jurisdictions and are subject to licensing, regulatory approval, underwriting requirements, and eligibility criteria.
​
Changes to These Disclosures
We reserve the right to modify these disclosures at any time without prior notice. Any updates will be posted on this page with a revised Effective Date.
​
Contact Information
If you have questions regarding these disclosures or the information presented on this website, please contact Forbes Financial Services & Benefits LLC using the contact information provided on our Contact page.